• A Tampa insurance agent failed to procure the necessary and requested automobile insurance coverage for a insured who was later involved in an automobile accident where the at-fault driver had inadequate coverage. The young man was a Ft. Lauderdale accountant and was hit by a drunk driver on Thanksgiving, causing him to sustain multiple catastrophic injuries to his head, brain face, and arm. The minimal policy limits of the driver were recovered, but the injuries far exceeded that amount. The injured man did not have uninsured/underinsured motorist protection despite the fact that it was requested and despite the fact that the insurance agent should have known that this additional coverage was necessary to adequately protect his client.

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