Insurance policies are legally binding contracts. The contract terms are agreed to in advance, and provided the policy holder pays insurance premiums, the holder is entitled to certain benefits. Policy holders are often shocked by claim denials after they submit valid claims for benefits. After all, the insurance company so willingly accepted years of premium payments, how can it be that the company is refusing coverage in your time of need?
Insurance policies come in all shapes and forms, such as:
- Life Insurance
- Long-term Care Insurance
- Health & Disability Insurance
- Long Term Disability Insurance
- Property Insurance
- Business Insurance
The one thing all of these policies have in common is that they exist to cover risks of crippling losses that could otherwise jeopardize a life, family, or business. These risks are so catastrophic that we are willing to risk paying a life-time of premiums even though we may never need to file a claim. The trust and confidence between an insurance company and its policy holders is rooted in the belief that if and when misfortune strikes, the insurance company will be there to cover losses.
When an insurance company does not hold up its end of the bargain, you need legal counsel to help fight for you. Our attorneys have fought against delay of payment, refusal to cover valid claims, and insurer’s bad-faith during claim appeals. We handle all types of insurance claim disputes.
Insurance companies are million dollar businesses with teams of lawyers and other advisors looking out for the insurance company’s bottom line. Unfortunately, it is in the company’s interest not to pay out on claims, especially when they can bury your claim in paperwork and red tape. It’s time to even the playing field with skilled legal counsel of our own. The right legal counsel can help safeguard your rights under your insurance policy.Why Choose Greenberg, Stone & Urbano?
You do not have to fight giant insurance companies alone. Attorneys at Greenberg, Stone & Urbano know the Florida insurance system, and they have a solid track record of helping people like you appeal denials through settlements and litigation.
Greenberg, Stone & Urbano is based in Miami, but also has convenient offices located throughout Florida. We keep growing to serve our clients’ needs. Our firm’s attorneys have over 100 years of combined experience in insurance claim denial and health care litigation. We have had significant success against numerous insurance companies.
If you are in a dispute with an insurance company, we know you are already frustrated and disheartened. The denial of your claim is likely placing significant financial burden on you. We work on a contingency fee basis, so you do not have to cover the cost of legal fees unless we obtain results.
In addition, our firm emphasizes the importance of prompt communication with clients, and we will involve you in all important steps of your case. We are aggressive in the courtroom to fight for your rights, but we are also understanding and compassionate attorneys that will listen to you and take the time to answer your questions. Insurance claim cases require organization and collection of a lot of confusing materials and documents, and our legal team is skilled at guiding you in this task, which minimizes frustration for you.Typical Policy Holder Disputes
The kinds of insurance dispute claims our firm takes on behalf of policyholders is truly unlimited. Some common claims in which we have significant experience include:
- Benefit denial by private or employer-paid long-term disability insurance companies
- Termination of disability benefits
- ERISA claims
- Denial of in-home care benefits for the elderly
- Denial of benefits based on “unnecessary services”
- Fighting alleged fraud in life insurance claims
- Claims for property insurance coverage following natural disasters like hurricanes
- Delayed or denied benefit’s following property destruction by fire
If your insurance company has dishonored your insurance agreement and unreasonably denied claims of any type, our professional and knowledgeable attorneys can help you.Contact Our Miami Wrongful Insurance Denial Attorneys Today For Your Free Consultation
The South Florida Insurance Claim Attorneys of Greenberg, Stone & Urbano have over 100 years of collective legal experience fighting wrongful denial of insurance claims. Our attorneys fight for the best results for you. They have been voted “South Florida’s Top Rated Lawyers” by the Miami Herald, and are rated “AV” by Martindale Hubbell. Our attorneys have even been honored as “Superlawyers,” a term for some of the best lawyers in the United States. Call Greenberg, Stone & Urbano today to schedule your free consultation with one of our insurance claim attorneys – we understand insurance companies have an unfair advantage over you and want to help you fight for your rights. You may contact us through our website or call us at (888) 499-9700 or (305) 595-2400. Our courteous staff is fully bilingual and are standing by right now to speak with you.