The warm weather and beautiful beaches of South Florida attract tourists and business travelers from all over the world and once here, most of these visitors choose taxicabs to move around Miami, Miami Beach, Aventura, Key Biscayne, Coconut Fort Lauderdale, Hollywood Beach, Hallandale Beach, West Palm Beach, Boca Raton, etc.
Unfortunately, accidents happen even in paradise and when these taxicab passengers turn into victims injured in a car accident, they need the assistance of an experienced personal injury lawyer to help them obtain the compensation they need to pay their medical bills, for their rehabilitation therapy, pain and suffering and lost salaries.Taxicab Insurance Requirements
Taxicab companies buy liability insurance policies to protect themselves, their assets and their drivers against lawsuits for liability. Considering that one cab may be carrying more than one passenger at the time of the accident, these policies are much more expensive than the typical liability coverage most of us carry. Another reason why these policies are more expensive is the higher exposure to risk that cabs have because of the long hours they spend on the road. These policies usually cover cases of vandalism, theft, fire and other damages that the accident may be caused by the accident, without regards to who was at fault.
Florida law requires taxicab companies to carry a minimum coverage of $125,000.00 of bodily injury insurance for each person and $250,000.00 for each accident. Consequently, any passenger injured in a taxicab that was at fault in an accident has up to $125,000.00 to compensate him or her for their injuries. Similarly, if there was more than one passenger riding in the cab, then those passengers have to share up a total of $250,000.00 in coverage should the injuries warrant such an award.
However, it is often very difficult for victims to recover the compensation they are owed. Although many of these taxis cab companies claim to be insured, determining the amount of coverage that they actually have requires a degree of skill and resources that most individuals and attorneys lack. Consequently, these victims need the assistance of an experienced personal injury lawyer that can help them find all insurance policies for an at fault cab operator and get them all the compensation they may be entitled to. In addition to any coverage the cab company may have, an experienced trial lawyer will know where else to look for coverage.
For example, taxis have to be equipped with Event Data Recorders (EDR), otherwise known as “Black Boxes”. These devices may record valuable information like the speed of the vehicle and the time the accident took place, among other things. The lawyers of the Law Offices of Greenberg, Stone & Urbano have more than 100 years of combined experience handling all types of car accident cases, including accidents involving taxi cabs. We dispatch our in-house investigator to the crash scene immediately after being contacted by a client. This allows us to gather important evidence (such as demanding the preservation of the above mentioned Event Data Recorder) that could be otherwise lost. It also allows us to interview witnesses while the events leading to the accident are still fresh in their minds.Injuries Caused by Taxicab Accidents
Much like any other type of car accident, an accident in a taxicab can cause broken bones, traumatic brain injuries and spinal cord injuries that may lead to paralysis. Victims that suffer these kinds of injuries are likely to have to undergo a lengthy rehabilitation process, one that will likely make them lose time from work, if they can ever go back to doing what they used to do. An experienced car accidents lawyer may be able to help these victims recover the compensation they need to pay for their medical bills, including rehabilitation therapy, as well as for their lost salaries, future lost wages and for their pain and suffering.
Please note that we offer a free consultation and handle all personal injury cases on a contingency fee basis. This means that you don’t have to pay us anything unless we obtain compensation for you. If you or a loved one were victims of a taxicab accident, you should immediately contact us at 305-595-2400.