Uninsured Motorist Accidents
Unfortunately, some motorists ignore mandatory state laws and take unnecessary risks by driving without automobile insurance. Such drivers are referred to as “uninsured motorists,” and they may be the individual at fault for causing your car accident. Experiencing a car accident is always a distressing event, but being hit by an uninsured driver often makes things even worse. On top of the injuries sustained - or even death - now one must cope with the added burden of determining how they will cover the medical bills, vehicle repairs, lost wages or job, and ongoing healthcare costs if there is no applicable insurance coverage.Help With Uninsured Motorists Claims in South Florida
Don’t despair. Greenberg, Stone & Urbano helps those injured in Miami and South Florida car accidents with uninsured motorists ("UM") to recover compensation despite the unique challenges of UM cases. When determining which attorney you wish to represent you in your UM case, ask if they have experience with similar Florida uninsured motorists cases and find out if they are familiar with Florida law. These questions are critical because UM cases are more complicated than other types of accident cases.
For example, Florida statute requires insurance companies to offer UM coverage to everyone who applies for car insurance. If you paid for this coverage, you may file a claim against your insurance and it will cover the damages (up to your policy limits) caused by the uninsured driver. At first glance, it may appear unfair or unjust that your insurance company must cover your losses when another party caused the accident, but keep in mind that they sold you the policy and charged you an added premium as a result.
Realize that just become someone is uninsured does not mean you are without legal recourse. Sometimes, uninsured motorist drivers were acting in the scope of their employing during the accident, so you might be able to file a claim against their employer, too. Likewise, if your insurance does pay, but coverage is not enough to pay your expenses, you should look into whether or not to make a claim against the uninsured motorist personally, assuming personal assets are available.
Greenberg, Stone & Urbano’s legal team will provide answers to all your questions regarding uninsured motorist coverage, so you can seek compensation for your injuries.The Consequences of an Uninsured Motorist Accident
An uninsured driver accident may seem like an insurmountable obstacle. However, choosing the right legal counsel to help you will maximize your chances of recovering for the costs associated with your damages, including medical expenses, physical rehabilitation, and costly medical equipment. You will have the peace of mind that someone is there working so you can afford to repair the destruction done to your car. You can be certain that your attorney will fight for all lost wages to be considered in your damages award, and that your long term care needs are provided for in the years to come.Contact Our South Florida Accident Insurance Attorneys Today To Schedule Your Free Consultation
Greenberg Stone & Urbano, P.A. employs attorneys with over 100 years of combined experience as advocates of clients who have suffered personal injuries in Uninsured Motorist cases. Our capable attorneys have been named “Superlawyers,” earning them the title of being some of the best legal advisors in America. Our lawyers have also received a rating of “AV” by Martindale Hubbell and have been chosen as “South Florida’s Top Rated Lawyers” by the Miami Herald. Call Greenberg Stone & Urbano, P.A. today to schedule a free consultation. One of our dedicated lawyers will explore and evaluate your case with you. You may contact us through our website or call us at (888) 499-9700 or (305) 595-2400. We offer assistance in English and Spanish.